WebJan 10, 2024 · As we mentioned, a credit limit is the ceiling of what your credit card issuer or lender will allow you to borrow from them. They set your limit based on several factors … WebDec 20, 2024 · What are credit limits and how do they work? A credit limit is the maximum amount you can charge on a revolving credit account, such as a credit card. As you use your card, the amount of each purchase is subtracted from your credit limit. And the number you’re left with is known as your available credit.
What’s the penalty for going over my credit card limit?
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BSP poised to adjust cap on credit card rates – Manila Bulletin
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